Money - Can you make it work hard ?

What the hell are you talking about?
Making money work hard.. are you mad?
for who? for what?
!*&?#?$....Blink! Blink! Lost!?
I have just projected myself as a crazy freak eh? ;-).

I bet, these questions raced your mind track, which made you to do this lap. I am happy to stay beside you in the same race...;-).

Well, Can You? Can you make your hard earned money to be your earning partner? A partner who never asks for a share and owes it all to you ;-). Can you?

Alright.. alright... coming to the point.

My story Before 2005...

Ignorant about investments... was it a bliss? no way...
People around me, had money as their partners... damn, I am a liar ;-)...
Earn money, keep it safe, keep it in safe... poor me ;-(
Shares ? Funds ?... what is that?
Like family, like generation... yeah, conservative.
Retirement? Investment?... closed my eyes... like an Ostrich ha ha.
Thought I was not affected by inflation, since I had nothing to inflate ;-).
Going through the same symptoms?... hmmm, congratulations! "Investment phobia" disease diagnosed... do not worry, it is a common disease and curable. Me and you are not the only infected middle class Indians...

Yeah, it is not news... usually the causes of this disease are...

Lost in the society crowd... who won't be part of your struggle, but joy...
Failure in the art of finding a right cultivator/land to plant your money...
Ignoring the ticket to the past where the suspense of hunger kills you...
Panicking over the future... and started working early...
Victim of the fellow socialist campaigns on "How good we can be without money ;-)"...
Believing that money is only for worship, since it is God...
Keeping your parents out of the "risk money" game...
Chanting mantras about earning hard, not smart...
Afraid of committing sin, by waking up your sleeping money...

Lesson After 2005...

Drenched in mentors rain of advise, on investments...
Responsibilities, ambitions... yeah, Money does matter...
Investment fear was banned by the cops from Personalfn appointed by Rama...
Realised.. Inflation is taxation without legislation ;-)...
My sleeping rupees ran away from me, without even telling me...
Still conservative, but not so stupid as before...
I now regret, why did I delay investing... longer I delay... the chase is difficult. Well, past is past, it is never too late... I am now committing the sin of waking up my money which was sleeping and keeping it awake when it is about to sleep...

Even after the lessons... I am still conservative, since I have a comparatively good memory than our politicians ;-). However, I am now comfortable investing and confident that I can make a good run over it.. thank you to my mentors for educating me.

Finally...
I know we all work hard, and we want to keep our hard earned money idle and safe, but.. remember the scary fact that you are actually losing it by doing it. The smarter way of growing money is to make your money work hard... it will multiply your asset and confidence which helps you to score your goals earlier...

It hit me very late in my career, coz I was playing defender, thought I could share it with you so that you can strike it earlier. An investment always pays the best interest, you can even start the chase with Rs. 500... so,

"Open the innings, Be aggressive, Play smart, Score more..."

...and do not forget to tell me about it ;-). Happy investing !!!

NOTE : Free consulting contacts are available on the need basis, write to me if you are in need of one.

It's not just about me

"Kari sir,

Hope you are doing well. As you will go through this mail you will find some questions regarding IT field. So no matter you have 10 years of experience, you can reply to this as I feel your actual work experience is more than 10 years.

We are publishing a magazine for youth on Diwali, we are interested in knowing your views to compose the article for the same.

So I am eagerly waiting for your reply, please do find some time for this.

Regards,
Vijay Nikam."
The above words in my inbox ran into my surprised brain through my wide open eyes track. Yes, Vijay sir, never was in touch with me since I left Pune. I know Vijay for around 3 years. We shared our profession in the same office for sometime. It was good to have a friend like Vijay. Talented, Sincere and an Emotional individual.

Now, I am not sure whether Vijay is really onto a mission to make it a big scene on his 50th movie soon or just do a yet another super hero role and disappoint the audience.

Oops, sorry friends, being a semi fan of an actor called Vijay in TamilNadu, I just went off track when I came across the name Vijay... mmhhummm.. Excuse me.

Right, now I am not sure whether Vijay Nikam is really contributing to the magazine or he is just trying to pulse me ;-). I tried to be smart but, might have made myself look a bit silly ;-), and how did I do it?

Here it runs, for your eyes only.

Q1. What do you feel about your journey (Education, Work and How did it all start)?

I feel that I have travelled fast, faster than I expected. Mileage : 1 year per 6 months, sometimes I struggled to cope up with the speed of my travel, sometimes I felt that I am not travelling.. really?, yeah, that is when I was asked to work alone.

Well, the education did not help me much in this journey, I studied something which was an alien to me, and that was computers ;-). I was good academically, but realised that academic medals cannot be sold in this industry. This industry is all about skill and experience. I am afraid, Academic qualification is used as an elimination criteria in this industry, not otherwise.

One fine day, I fell for my father's script and met with an accident and was treated in a software institute by the coding doctors and I am not regretting that day. Thanks a lot Daddy.

Q2. What are my gains and what I think I missed by working in this field ?

People.

Q3. Henceforth how many years you would like to work in this industry ?

For around 2000 years, and it goes on... ;-).

Well, I do not mind working in any industry since my vision is people oriented. I am just using this industry as a medium to reach my vision and it is endless. I am healing up well from the injuries of an accident I met around 12 years ago and I think I can script an accident for others as my Dad did to me, hence I cannot really complain.

So, I will be around as long as there are people who love to be here.

Q4. What are the attractions of this field?

- 30 hours of work per day.
- Pressure which you cannot handle.
- Poor infrastructure.
- Lots of physical work.
- Less ratio of Female workers.
- Travel abroad, only in a dream.
- No politics.
- No challenges.
- Not even a smell of technology.
- Less pay.

What, are you kidding? ;-)

Q5. Has your lifestyle changed?

I have been asking this to myself for a while, it depends on how you see Life style. For me, it is all about people, attitude and experience NOT money, car and dress.

I am definitely not the same as I was 12 years ago. I became more civilised, since I have come across many personalities with different qualities, attitude and experience, which helped me to mould myself as a person.

YES, my lifestyle has changed.. just mentally. By the way, scientists say that the evolution cannot be seen, so do not ask this question to me again ;-).

Q6. If the time machine goes 10 years back, and if you have to choose the field of your choice what would it be ?
Dr. Radhakrishnan Zindabad.

I am sure there are many in this world who would spell the same words mentioned above. So, it is not just about me.